A Trusted Personal Finance Platform Where India Manages Its Money
An experience-first platform designed for choice, clarity, and rewards
Transforming how a generation saves, spends, and grows its money
To build a secure and compliant personal finance platform
We combine thoughtful design, advanced technology, and responsible data practices to deliver clarity, transparency, and meaningful everyday financial experiences.
Our mission is to earn long-term trust by operating transparently and scaling with discipline, sustainably alongside India's financial ecosystem while serving millions at national scale.
Our values
Principles that guide how we build, decide, and grow.
Earned Trust, Not Assumed
We earn trust through transparent actions, strong governance, and consistent respect for users, partners, and regulators.
Experience Is the Product
We believe clear, intuitive, and thoughtfully designed experiences are essential to better financial outcomes.
Choice With Responsibility
We empower users with meaningful options, delivered with context, clarity, and accountability.
Built for the Long Term
We design systems, partnerships, and decisions to scale responsibly and endure over decades.
Meet the team behind Bankys
Bharat Sharma
CEO, Head of Product & Marketing
Brings 18+ years of experience building digital-first products across fintech, NBFC, and e-commerce sectors.
- University of Western Australia
- IIM-Kozhikode
- TOGAF Certified Enterprise Architect
Dr. Elizabeth Zavier
Head of Technology & Information Security
Our Head of Technology, brings 22+ years in technology, program management, enterprise systems, and information security.
- IIT-Madras
- IIM-Kozhikode
- ISBM
- Certified Lead Auditor
Shanvi Sharma
Lead Developer
Driving the development of scalable backend systems, managing projects, and mentoring teams through hands-on software training.
- MCA
- PGDCA
Radhesh Pandia
Strategic Advisor - Banking Partnerships & Strategic Alliances
Strategic Advisor supporting Bankys on banking partnerships and GTM collaborations. A seasoned fintech professional with 15+ years of experience in the banking and financial sector, with prior experience at M1xchange, MobiKwik, Yes Bank, and Kotak Mahindra Bank.
- ICFAI Business School
- IIM-Calcutta
Industry leaders
guiding our vision
Composed of industry leaders and experts who bring decades of experience across finance, governance, and technology.
NC Muniyappa
Former IAS, Principal Secretary, Managing Director of Karnataka Cooperative Bank, Election Commissioner, Advisory Committee, Reserve Bank of India
Ravi Anand
Ex - Director on Board of GE companies, Growth Leader (Europe, Middle East North Africa & Turkey). Ex –GM, Rolls-Royce India Ltd.
Dr BL Jinaralkar
Former Addl. District Judge (Bangalore City) & Legal Professional